Services

Commercial Services you can expect from Enterprise Title:
Enterprise Title will assist you from the time you strike your purchase agreement to final closing.
Once you have a purchase agreement struck ask your Realtor to place the title order with Enterprise Title.
Once we have an order placed you can expect the following:

1. Our title team will order and review a chain of title search that is appropriate for the transaction;
2. The title team will work closely with your surveyor to resolve any survey questions or issues;
3. Once a search is completed a trained title examiner will prepare a commitment to insure title, which commitment will include:
   a. The names of the parties including the proposed insured;
   b. The property to be insured;
   c. The amount of coverage (Purchase price/Loan amount) that will be covered;
   d. The requirements to insure;
   e. Finally, any exceptions to be made to the final policies.
   f. We will work closely with the parties’ counsel and lenders counsel to address any transaction specific needs.
4. Our Closing/Processing team will next review the requirements and working with the parties prepare to satisfy those requirements;
5. The above all occurs at the same time the lender is processing the borrower/purchasers’ loan;
6. Once the lender is ready to close and the processing team as prepared to meet the requirements the transaction can be scheduled to close;
7. Once Scheduled the lender would send instructions for the Closing Disclosure to be prepared. This is prepared by our closing team and the lender’s closing team;
8. Once the Settlement Statement is finalized the lender would send out the final loan package to be prepared for execution;
9. Our closing team would print and present the final lender documents and merge them with the final title documents for final execution.
10. Our closer would then disburse the package paying all fees and costs as reflected on the Settlement Statement;
11. Our closer would prepare documents to be presented for recording;
12. Our title team would prepare final title insurance policies for both the lender and the new owner;
13. Our title team would complete all recording and distribute recorded documents to the appropriate parties.